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 [Inspiration](/fashion/shopping/inspiration)

 /  17 November 2020  

#  Debit Vs. Credit: How To Make Head-To-Toe Black Exciting  


Everyone knows head-to-toe black is a shortcut to looking polished, but making it interesting isn't always as straightforward. Our advice? Mix different textures like high shine leather, faux fur and add some statement jewellery to pep things up. Here’s how to get the look, whatever your budget…  


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## Debit

 

 

 

 ![Double Breasted Faux Shearling Coat from Bershka](https://media.sheerluxe.com/fyyKIkPme_bZAvDnxA4UJUBzlzI=/600x0/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2020%2F11%2F1bershkadouble-breastedfauxshearlingcoat.jpg?itok=5z2gVGY7)

 

 

 

[#### Double Breasted Faux Shearling Coat](https://www.bershka.com/gb/double-breasted-faux-shearling-coat-c0p102448014.html?colorId=800)

##### Bershka, 



£59.99

 

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 ![Chain Detail Jumper from H&M](https://media.sheerluxe.com/koVs1UHFY3W27pucxhUfIwHMcHo=/600x0/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2020%2F11%2F2hmchain-detailjumper.jpg?itok=VkiKcWq7)

 

 

 

[#### Chain Detail Jumper](https://click.linksynergy.com/deeplink?id=etT1jgERWYw&mid=43250&murl=https%3A//www2.hm.com/en_gb/productpage.0947585001.html)

##### H&amp;M, 



£24.99

 

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 ![Dia PU Mini Skirt from French Conneciton](https://media.sheerluxe.com/mqE9gZSCcWJFMaEwEFnjXqb6f_o=/600x0/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2020%2F11%2F3frenchconnectiondiapuminiskirt.jpg?itok=0NNYmtxE)

 

 

 

[#### Dia PU Mini Skirt](https://www.awin1.com/cread.php?awinmid=3208&awinaffid=69421&clickref=&ued=https%3A//www.frenchconnection.com/product/woman-collections-skirts-and-shorts-mini-skirts/73pac/dia-pu-mini-skirt.htm)

##### French Conneciton, 



£65

 

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 ![Sparkly Stone Earrings from H&M](https://media.sheerluxe.com/eqPLFlgbiSo4ZT-25B92jHsY9LY=/600x0/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2020%2F11%2F4hmsparklystoneearrings.jpg?itok=HfeYEgGm)

 

 

 

[#### Sparkly Stone Earrings](https://click.linksynergy.com/deeplink?id=etT1jgERWYw&mid=43250&murl=https%3A//www2.hm.com/en_gb/productpage.0687347001.html)

##### H&amp;M, 



£6.99

 

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 ![Flat Ankle Boots With Pearl Beads from Zara](https://media.sheerluxe.com/fKJSwd06ApkEgGMJLAmY0WJMWII=/600x0/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2020%2F11%2F5zaraflatanklebootswithpearlbeads.jpg?itok=hVC8DNsy)

 

 

 

[#### Flat Ankle Boots With Pearl Beads](https://www.zara.com/uk/en/flat-ankle-boots-with-pearl-beads-p13117610.html)

##### Zara, 



£39.99

 

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 ![Structured Shoulder Bag from Russell & Bromley](https://media.sheerluxe.com/G0vtFo1TeWLKXL-dzQOeKHe94bI=/600x0/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2020%2F11%2F6rbflorence.jpg?itok=MVhfU1C4)

 

 

 

[#### Structured Shoulder Bag](https://www.russellandbromley.co.uk/florence/714179)

##### Russell &amp; Bromley, 



£375

 

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## Credit

 

 

 

 ![Teddy Bear Icon Coat from Max Mara](https://media.sheerluxe.com/cq_cB_ze-UZZXtHd_4oHj7w7xU0=/600x0/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2020%2F11%2F1maxmarateddybeariconcoat.jpg?itok=Vfhi_ZV7)

 

 

 

[#### Teddy Bear Icon Coat](https://world.maxmara.com/p-1016150306005-tedgirl-ultramarine)

##### Max Mara, 



£1,865

 

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 ![Crystal Embellished Cotton Jersey Sweatshirt from Christopher Kane](https://media.sheerluxe.com/RYppuK3HlQDuSiW9SXii3ligvkE=/600x0/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2020%2F11%2F2netcrystal-embellishedcotton-jerseysweatshirt.jpg?itok=DVeaCOjG)

 

 

 

[#### Crystal Embellished Cotton Jersey Sweatshirt](https://click.linksynergy.com/deeplink?id=etT1jgERWYw&mid=24448&murl=https%3A//www.net-a-porter.com/en-gb/shop/product/christopher-kane/crystal-embellished-cotton-jersey-sweatshirt/1253503)

##### Christopher Kane, 



£445

 

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 ![Leather Mini Skirt from Alexa Chung](https://media.sheerluxe.com/twMtYJaMIGqUkVfPRQlKuOImQTY=/600x0/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2020%2F11%2F3mytheresaleatherminiskirt.jpg?itok=SItgwSK7)

 

 

 

[#### Leather Mini Skirt](https://click.linksynergy.com/deeplink?id=etT1jgERWYw&mid=35663&murl=https%3A//www.mytheresa.com/en-gb/alexachung-leather-miniskirt-1569911.html%3Fcatref%3Dcategory)

##### Alexa Chung, 



£350

 

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 ![Silver Tone Crystal Hoop Earrings from Etro](https://media.sheerluxe.com/QVqrXLq10qbIn4b37Xx6IGO6j64=/600x0/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2020%2F11%2F4netsilver-tonecrystalhoopearrings.jpg?itok=xCpGWRFj)

 

 

 

[#### Silver Tone Crystal Hoop Earrings](https://click.linksynergy.com/deeplink?id=etT1jgERWYw&mid=24448&murl=https%3A//www.net-a-porter.com/en-gb/shop/product/etro/silver-tone-crystal-hoop-earrings/1260680)

##### Etro, 



£335

 

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 ![Cline Faux Pearl-Embellished Leather Chelsea Boots from Stuart Weitzman](https://media.sheerluxe.com/UkqAGP6o5KRfyodWLkSKdDXA7Rs=/600x0/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2020%2F11%2F5netclinefauxpearl-embellishedleatherchelseaboots.jpg?itok=ps8gzW6_)

 

 

 

[#### Cline Faux Pearl-Embellished Leather Chelsea Boots](https://click.linksynergy.com/deeplink?id=etT1jgERWYw&mid=24448&murl=https%3A//www.net-a-porter.com/en-gb/shop/product/stuart-weitzman/cline-faux-pearl-embellished-leather-chelsea-boots/1174826)

##### Stuart Weitzman, 



£595

 

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 ![Jackie 1961 Small Hobo Bag from Gucci](https://media.sheerluxe.com/eeQL4xMix9Kn-RrjjYDuz1iscLE=/600x0/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2020%2F11%2F6guccijackie1961smallhobobag.jpg?itok=dasvrz5Z)

 

 

 

[#### Jackie 1961 Small Hobo Bag](https://click.linksynergy.com/deeplink?id=etT1jgERWYw&mid=37933&murl=https%3A//www.gucci.com/uk/en_gb/pr/women/handbags/shoulder-bags-for-women/jackie-1961-small-hobo-bag-p-63670910O0G1000)

##### Gucci, 



£1,590

 

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## *more from*

### Fashion



 [View All Fashion](/fashion) 

  ![The Round Up: Mongolian Coats](https://media.sheerluxe.com/tgJo1qF3T8eWwUkJPTrDSahpgG8=/200x267/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2025%2F12%2Fsl-site-assets-031225-thumb-mongolian-coats.jpg?itok=loRYau07)

  

 

 



 

[Fashion](/fashion)

/

  03 December 2025  

 [##  The Round Up: Mongolian Coats  


 

 ](/fashion/mongolian-coats) 

 

 

 

  ![Everything You Need In Your Styling Kit For Event Season](https://media.sheerluxe.com/1sTsnOf4-YKCiabmFTy1veoPve8=/200x267/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2025%2F11%2Fsl-site-assets-251125-thumb-hero-event-season-styling-kit-community.jpg?itok=pUL30Em2)

  

 

 



 

[Fashion](/fashion)

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  25 November 2025  

 [##  Everything You Need In Your Styling Kit For Event Season  


 

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  ![The Heritage Pieces Worth Investing In](https://media.sheerluxe.com/fTOcgUK2xAaJD4xjgVAsLKKdUR8=/200x267/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2025%2F11%2Fsl-gold-171125-site-assets-heritage-round-up-thumb.jpg?itok=QsMW_W-O)

  

 

 



 

 [Fashion](/gold/fashion)/

  17 November 2025  

 [##  The Heritage Pieces Worth Investing In  


 

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  ![Everything Cool Going On In Fashion Right Now](https://media.sheerluxe.com/OPfPLnl66AlRQjvzksCzH9xDXDE=/200x267/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2025%2F11%2Fsl-site-assets-101125-thumb-fashion-news-2.jpg?itok=L9MaRCtY)

  

 

 



 

[Fashion](/fashion)

/

  10 November 2025  

 [##  Everything Cool Going On In Fashion Right Now  


 

 ](/fashion/everything-cool-going-on-in-fashion-right-now) 

 

 

 

  ![Everything Our Fashion & Creative Director Is Loving Right Now](https://media.sheerluxe.com/i4S1WOuDWBtM93tKtmQPnaxhQVs=/200x267/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2025%2F11%2Fsl-site-assets-141125-thumb-lu.jpg?itok=Nf--3L_R)

  

 

 



 

[Inspiration](/fashion/shopping/inspiration)

/

  14 November 2025  

 [##  Everything Our Fashion &amp; Creative Director Is Loving Right Now  


 

 ](/fashion/shopping/inspiration/everything-our-fashion-creative-director-is-loving-right-now) 

 

 

 

  ![Everything A Cool Stylist Is Buying This Season](https://media.sheerluxe.com/CIRa358jtBV4PWOW5uQoeoL7m20=/200x267/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2025%2F10%2Fsl-site-assets-091025-thumb-interview-hannah-lewis-2.png?itok=aXMIBBPZ)

  

 

 



 

[Inspiration](/fashion/shopping/inspiration)

/

  09 October 2025  

 [##  Everything A Cool Stylist Is Buying This Season  


 

 ](/fashion/shopping/inspiration/hannah-lewis) 

 

 

 

  ![What’s On The Fashion Team’s Autumn Moodboards](https://media.sheerluxe.com/Vi3CGHw7HKH90sI5_FOsH3_yULc=/200x267/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2025%2F09%2Fsl-site-assets-050925-thumb-moodboards.jpg?itok=tdt1wnRX)

  

 

 



 

[Inspiration](/fashion/shopping/inspiration)

/

  05 September 2025  

 [##  What’s On The Fashion Team’s Autumn Moodboards  


 

 ](/fashion/shopping/inspiration/whats-on-the-fashion-teams-autumn-moodboards) 

 

 

 

  ![The Fashion Team’s Bank Holiday Looks](https://media.sheerluxe.com/OMJfbTKPkMCAsSvDiet6WOIeRas=/200x267/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2025%2F08%2Fsl-site-assets-210825-hero-thumb-team-bank-holiday-look.jpg?itok=ycrTQpHo)

  

 

 



 

[Inspiration](/fashion/shopping/inspiration)

/

  21 August 2025  

 [##  The Fashion Team’s Bank Holiday Looks  


 

 ](/fashion/shopping/inspiration/the-fashion-teams-bank-holiday-looks) 

 

 

 

  ![The Fashion Team Share Their Biggest Style Inspirations](https://media.sheerluxe.com/ACv05H2FeQUfB0r3Cl1fuGNvsto=/200x267/smart/https%3A%2F%2Fsheerluxe.com%2Fsites%2Fsheerluxe%2Ffiles%2Farticles%2F2025%2F08%2Fsl-site-assets-120825-thumb-team-picks-1.jpg?itok=zb1p5usu)

  

 

 



 

[Inspiration](/fashion/shopping/inspiration)

/

  12 August 2025  

 [##  The Fashion Team Share Their Biggest Style Inspirations  


 

 ](/fashion/shopping/inspiration/the-fashion-team-share-their-biggest-style-inspirations) 

 

 

 

 

           

 

 

 

 

 



  

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